Four advances were pulling from my account every single morning. Rapidly consolidated all of them into one payment. Payroll went back to running from the operating account.
Tap one. We point you at the right program — no form yet.
Soft pull only · no documents to start · no obligation
Three taps. No form, no credit check, no obligation.
Roughly how much monthly revenue does the business do?
How much are you looking for?
When do you need it?
There’s a program for your numbers. Leave your mobile and an advisor calls you in the next few minutes.
$250M+ funded across 750+ businesses. A decision in 2 hours, funded the same day. It costs nothing to find out.
Leave your number. We do the rest.
Leave your number and a funding advisor calls within a few minutes. No forms, no documents.
Prefer to call us? (212) 300-3753
Tell us three things and a real underwriter gives you a decision in 2 hours. Approved term loans fund the same day. $25K to $15M, no collateral, $0 to find out.
Prefer to talk to a person first? Call (212) 300-3753 ·
Underwritten in house at 40 Wall Street, New York. One team, one call, one answer in two hours.
Names and details changed to protect our clients. The structures are exactly what we place every week.
Four advances were pulling from my account every single morning. Rapidly consolidated all of them into one payment. Payroll went back to running from the operating account.
I was about to turn down the biggest contract of my life because I couldn’t carry the materials. Approved that morning, wired that afternoon. The yard and the equipment stayed mine.
We didn’t need money tomorrow, we needed the cheapest money and someone to actually run the SBA process. The team handled the whole back-and-forth with the lender.
Our own team reads your file. No call centre, no queue, no hand-off to strangers.
Shared only with the partner that funds you. Never sold, never blasted to a lender list.
Amount, rate, payment, total cost — on paper before you commit to anything.
Most of our business is repeat and referral. We’re building relationships, not closing tickets.
No application fee, no origination fee to Rapidly, no processing surprise at signing. We are paid by the funding, not by you.
Bring your current payoff. Files that consolidate existing debt get our sharpest pricing tier and one fixed payment instead of daily debits.
Term loans to $15M and commercial real estate to $50M under one roof, so you don’t explain your story twice.
Offers describe how we prioritise and price files; all pricing is set by underwriting and shown in writing before you sign.
Amount, revenue, contact. No documents, no SSN, soft pull only.
A real person confirms a few details and picks the right program.
Amount, rate, payment and total cost on paper. Ask anything. No obligation.
Sign and the term loan lands in your business account the same business day.
One fixed payment, 6 to 60 months, no collateral. Decision in 2 hours, funded the same day.
Government-backed, the lowest long-term cost in the market. We run the process end to end so you don’t.
Bridge, construction, hard money and permanent financing for investors and owner-operators.
| What matters | Bank | Advance stack | Rapidly |
|---|---|---|---|
| Decision | 2–8 weeks | Same day | 2 hours |
| Funding | Weeks to months | 1–2 days | Same day |
| Repayment | Monthly | Daily debits | One fixed payment |
| Underwriting | Credit score first | Bank balance | Business revenue |
| Collateral | Usually required | Often a UCC lien | Not required to $15M |
| Cost to apply | Hard credit pull | Varies | $0 · soft pull only |
| Terms in writing first | Sometimes | Rarely clear | Always |
Rapidly Capital sits at 40 Wall Street because that’s where the capital is and where the decisions get made. We were built by people who spent years watching strong businesses lose deals to slow answers — and decided the answer should take two hours, not two months.
“Our clients are our family. We’re not chasing one deal — we want the next ten years of your growth.”
Sixty seconds · soft pull only · $0 to find out · 100% confidential
Every product below is placed by a named advisor who tells you which one is actually right, even when it’s the slower, cheaper one.
Decisions in 2 hours. Term loans funded the same day.
From acquisition to construction, including properties other lenders won’t touch.
Sixty seconds and an advisor tells you which structure fits, and what it costs, in writing.
Rapidly Capital started with a simple observation from inside commercial lending: the businesses that keep New York running were being told to wait six weeks for an answer that was usually no.
Before Rapidly, our founding team spent years on the other side of the desk — at lenders, at funds, at the brokerages that shopped files around town. We watched a contractor in Queens lose the biggest job of his life because the bank needed “two more weeks.” We watched a fleet owner stack four advances because nobody would consolidate them. We watched good businesses get punished for being fast-moving.
So we built the lender we wished existed. One address, 40 Wall Street. One team that underwrites in house and picks up the phone. One promise: a real answer in two hours, the money the same day, and every term on paper before you sign.
“We’re New Yorkers. We don’t do slow, and we don’t do vague.”
Speed only matters if the money is sane. Every term loan we place has one fixed payment. When the cheapest capital is the right capital — SBA, real estate — we say so and we place it, even though it’s slower. That honesty is why most of our book is repeat clients and their referrals.
Our clients are our family. We’re not here for one deal; we want to fund your second location, your next truck, and the building you buy in five years.
Our own team. No queue, no strangers.
Shared only with the partner that funds you.
Apply Saturday, funded Monday morning.
One desk for both. To $50M.
A senior funding specialist picks up. No switchboard, no ticket number, no pressure. Questions before applying? Just ask.
Tell us the basics and a funding advisor calls you back with real options. No documents or SSN to start, and checking won’t affect your credit score.
Prefer to talk? Pick a time and an advisor calls you then. Mon–Fri, 8am–4pm ET.
Complete this and your advisor comes to the very first call with real options instead of questions. Encrypted and confidential.
Last updated: September 14, 2026
Rapidly Capital (“Rapidly,” “we,” “us”) is a business funding advisory and referral service operating at rapidlycapital.com, 40 Wall Street, New York, NY 10005. This policy explains what information we collect, how we use it, and the choices you have.
We do not sell your personal information. We share it only with: (a) funding partners and lenders as needed to evaluate and fund your request; (b) service providers who help us operate the site and our business and who are bound to keep it confidential; and (c) authorities where required by law.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt in data and consent; this information will not be shared with any third parties.
By checking the consent box on any of our forms, you agree to receive SMS messages and calls from Rapidly Capital at the mobile number you provide. Consent is not a condition of any purchase. Message frequency varies and message and data rates may apply. You can opt out of SMS at any time by replying STOP to any message, or reply HELP for assistance. You may also contact us at contact@rapidlycapital.com or (212) 300-3753.
Information is transmitted over encrypted connections and held to bank-grade confidentiality. Sensitive data such as Social Security Numbers is handled through secured channels and only as needed to process your application. No method of transmission over the internet is completely secure, but we work to protect your information at every step.
We keep your information only as long as needed to provide our services, meet legal obligations and resolve disputes, then delete or anonymise it.
You can ask us to access, correct or delete your information, or to stop contacting you, at any time by emailing contact@rapidlycapital.com. Residents of certain states may have additional rights under applicable privacy laws; we honour those rights on request.
Our services are for businesses and are not directed to anyone under 18. We do not knowingly collect information from children.
We may update this policy from time to time. The date at the top reflects the latest version. Continued use of the site after a change means you accept the updated policy.
Rapidly Capital · 40 Wall Street, New York, NY 10005 · contact@rapidlycapital.com · (212) 300-3753
Last updated: September 14, 2026
By accessing rapidlycapital.com or submitting any form on it, you agree to these Terms & Conditions and to our Privacy Policy. If you do not agree, please do not use the site.
Rapidly Capital provides business funding advisory and referral services. We are not a bank. Submitting a request or application does not guarantee approval. All funding is subject to underwriting review and approval by the funding partner, and to execution of that partner’s definitive documents.
Nothing on this website constitutes an offer or commitment to lend. Statements about timing (such as decisions in 2 hours or same-day funding) describe typical outcomes for complete files and are not guarantees. Amounts, rates and terms vary and are disclosed to you in writing before you sign anything.
By checking the consent box on our forms, you agree to receive informational and follow-up SMS messages and calls from Rapidly Capital at the number provided, including messages sent using automated technology. Consent is not a condition of any purchase. Message frequency varies and message and data rates may apply. Reply STOP to any message to cancel or HELP for help. Carriers are not liable for delayed or undelivered messages. Mobile information is never shared with third parties for marketing purposes; see our Privacy Policy.
You agree to provide accurate, complete and truthful information and to update it if it changes. False or misleading information may result in denial and may constitute fraud under applicable law.
Rapidly Capital does not charge applicants application, origination or processing fees. Any cost of a funding product is set by the funding partner and disclosed in writing before you sign.
All content on this website, including the Rapidly Capital name and logo, is our property and may not be reproduced without written permission.
To the fullest extent permitted by law, Rapidly Capital is not liable for any indirect, incidental or consequential damages arising from your use of the website or our services, or from any funding decision made by a third-party funding partner.
These terms are governed by the laws of the State of New York, without regard to conflict-of-law rules.
We may update these terms from time to time. Continued use of the site after a change means you accept the updated terms.
Rapidly Capital · 40 Wall Street, New York, NY 10005 · contact@rapidlycapital.com · (212) 300-3753